Ridge Tefft State Farm Agent
State Farm® Insurance Agent

Ridge Tefft

114 W Harris Street Suite A
Charlotte, MI 48813-2311

Across the street from the Old Courthouse.

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Office Info


114 W Harris Street Suite A
Charlotte, MI 48813-2311


About Me

Thank you for your interest and welcome to the Ridge Tefft State Farm Insurance agency here in Charlotte Michigan. Locally, we serve Grand Ledge, Charlotte, Potterville, Eaton Rapids and Lansing areas; we have a highly trained team that can assist you with the coverage you need at the correct price point. We will take the time to get to know you while protecting your income and assets from the three main risks that can happen from a car accident. We offer Car insurance, home insurance, renters insurance , life insurance, boat insurance, recreational vehicle insurance and so much more!

I was born and raised in Hillsdale county, moved to Illinois where I graduated college with my business degree and played basketball for Lincoln Christian University. I have four years of State Farm experience with knowledge in auto, home, renters, business and life insurance. Recently, I moved back here to Michigan after getting married to my wife Kaitlynn in September. I am excited to serve the state of Michigan and discuss all of your options as it relates to car insurance. I am very familiar with Michigan Car Insurance and am passionate about fostering relationships in the community. If you are new to the area, please feel free to call us for a free quote in regards to car, home and life insurance. We are here to protect our community plus we are not just a 9-5 establishment. We are even open on Saturdays!!

My background stems from a family of entrepreneurs. I worked for my families hunting/fishing store and campground ever since I was young. My entire life I grew up working hard for what I have today, and I want to make sure that everything that you have worked so hard for is protected as well. Everyone has different insurance needs and I am going to make sure that I treat you as an individual not just a policy number. I have a licensed staff that is always here to help with your business, car, home, renters and life insurance needs.

When I am not in the office you can find me hiking with my German Shepherd Scooter, fishing with my wife Kaitlynn and playing basketball at the local gyms.

I am committed to help you, your family and our community as a whole. Feel free to stop in, call in or even email/text for your free quote today! Have questions about your current home and auto insurance coverage? Give us a call -we will be here to help protect you and your family.

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The mission of Ridge Tefft State Farm is to provide Eaton County and its surrounding areas with excellent customer service and recommendations for both insurance and financial services. We will focus on satisfying our customers evolving insurance needs and protect our community from the three main risks of an auto accident. We work diligently to help our community achieve their financial goals so they can follow their dreams!


Bridget Garter

Customer Service Manager

Welcome Bridget back to the office! Bridget is an Olivet College Graduate with a major in Insurance & Risk management while also minoring in Insurance investigations. She has a lot of knowledge in the insurance industry and has been with my office since we opened in 2020!

Matthew Watson

Office Manager

Matt is from the Hastings area and is very familiar with Charlotte/Eaton county. He went to Olivet college and wrestled collegiately. In Matts free time he likes to hunt, fish, bake and golf. Matt is licensed in Auto, home, life and health. If you have questions about your insurance needs please give Matt a call.

Camron Ramirez

Account Manager


Mariah Ayres

Customer Relations Representative

Meet our newest team member Mariah! We are very excited to bring on another asset to assist the charlotte community. She has many years of experience in the home health care field and recently became licensed in home and auto insurance to assist the local community. In Mariah's free time she likes to spend time with her son, likes to attend car show events, spends time coloring hair and camps in the summer months. If you have questions about your insurance needs please give Mariah a call.

Ryan Rivard


Colt Tefft

Account Manager

Meet our newest team member Colt and brother to agent Ridge. Colt has owned his own ice cream place for the last few years and has been in the correction field. He loves helping people and has decided that the insurance field is a great fit for him. When not in the office he loves to fish, hunt, fix things around the house and spend time with his family. Call Colt with questions around home and auto insurance.

Our Agency

We are a very busy office and are looking for our next great team member. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our team is comprised of results-oriented individuals that are serious about their development. If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team.

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Retirement Planning, Business Insurance, College Planning, Health Insurance, and Renters Insurance.
  • Our office is located in Charlotte, MI.
  • I am a proud graduate of Lincoln Christian Univeristy.
  • We currently have 4 team members at our agency.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.